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<blockquote data-quote="Nevillizer" data-source="post: 97591" data-attributes="member: 1773"><p>I have had good experiances with Farmes & USAA. </p><p></p><p>Example I: The weekend Katrina hit New Orleans my house burnt down. It was a total loss. Thank goodness I was at work at the time. A Farmers Agent was there within 8 hours and cut me a check then and there for $5000 and put me up in a hotel for about a month until all things were settled.</p><p></p><p>Example II: About a year and a half ago I was at the lake. I had a four wheels zip out infront of me. I swerved into the bar dicth to miss the kid. There was about 3 feet of standing water. Some water (about two liters) was sucked up through my cold air intake into the motor and caused both cams to seaze up resulting in a bunch of bent vavles and other damage to the engine. USAA covered the full replacement of the motor & labor ($4700).</p><p></p><p>Moral of this story is go with a reputable company, not the cheapest. And always choose replacement cost. It will pay you fair market price on what it will cost you to replace it instead of a depreciated cost.</p></blockquote><p></p>
[QUOTE="Nevillizer, post: 97591, member: 1773"] I have had good experiances with Farmes & USAA. Example I: The weekend Katrina hit New Orleans my house burnt down. It was a total loss. Thank goodness I was at work at the time. A Farmers Agent was there within 8 hours and cut me a check then and there for $5000 and put me up in a hotel for about a month until all things were settled. Example II: About a year and a half ago I was at the lake. I had a four wheels zip out infront of me. I swerved into the bar dicth to miss the kid. There was about 3 feet of standing water. Some water (about two liters) was sucked up through my cold air intake into the motor and caused both cams to seaze up resulting in a bunch of bent vavles and other damage to the engine. USAA covered the full replacement of the motor & labor ($4700). Moral of this story is go with a reputable company, not the cheapest. And always choose replacement cost. It will pay you fair market price on what it will cost you to replace it instead of a depreciated cost. [/QUOTE]
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