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Off The Water
Watering Hole
Want to be happy? The Smithsonian says....
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<blockquote data-quote="Butthead" data-source="post: 448531" data-attributes="member: 637"><p>That is very unfortunate. </p><p>We all just need self control. I was in debt as a young adult, as I had to pay for my college with a credit card and by working. As soon as I could pay that off, I never went back into credit card debt. Being someone who is responsible and frugal, I've found credit cards to be the best thing for me. I take advantage of all the deals and offers. My Costco Visa being my current favorite. 4% back on all gas purchases, 3% at restaurants and travel, 2% at Costco, and 1% everywhere else. The important part is that I ALWAYS pay my bill in full. My other trick is to pay bills with my card. I basically got a 1% discount on my cell phone bill every month by paying with the card. I was going to have to spend that money anyway, so why not funnel it through the card. Every little bit helps and doing that put an extra $500 directly back into my pocket last year. While this isn't good for everyone...like some members of my family...it works very well for me.</p></blockquote><p></p>
[QUOTE="Butthead, post: 448531, member: 637"] That is very unfortunate. We all just need self control. I was in debt as a young adult, as I had to pay for my college with a credit card and by working. As soon as I could pay that off, I never went back into credit card debt. Being someone who is responsible and frugal, I've found credit cards to be the best thing for me. I take advantage of all the deals and offers. My Costco Visa being my current favorite. 4% back on all gas purchases, 3% at restaurants and travel, 2% at Costco, and 1% everywhere else. The important part is that I ALWAYS pay my bill in full. My other trick is to pay bills with my card. I basically got a 1% discount on my cell phone bill every month by paying with the card. I was going to have to spend that money anyway, so why not funnel it through the card. Every little bit helps and doing that put an extra $500 directly back into my pocket last year. While this isn't good for everyone...like some members of my family...it works very well for me. [/QUOTE]
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Off The Water
Watering Hole
Want to be happy? The Smithsonian says....
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