boat damaged in accident

rusty.hook · Post by **rusty.hook** » 24 Apr 2011, 11:16

Hope all ends well, but here in Texas there are so many now that don't have insurance and never will but still drive, and your on your own here, unless you have uninsured motorist insurance. That happened to my cousins brand new truck only 2 months old, a uninsured ------ hit him and his insurance had to pay and he missed 2 months off work with a broken leg, good luck to ya.

back4more · Post by **back4more** » 24 Apr 2011, 11:53

thanks for all the great input guys

Im in Florida and I have legal representation.

I have receipts, bill of sale, and online proof of purchase (amazon) showing that I have spent over $2,100 on the boat, motor, trailer, parts, hardware, etc. I am missing receipts for about $200 worth for fish finder, motor repair parts, homemade trailer PVC guide on parts, plywood, and carpet.

Troutman3000 · Post by **Troutman3000** » 25 Apr 2011, 12:39

Dont forget to include your time in the equation.

TTSam · Post by **TTSam** » 25 Apr 2011, 22:17

You will be just fine! I had the same thing happen to me a few years ago and the other drivers insurance took care of everything and was fair. Florida is a no-fault state but that doesn't mean no one is at fault. It has to do with PIP. You will be fine!

back4more · Post by **back4more** » 18 May 2011, 18:04

good news with a happy ending. I got a check today from the other party's insurance company, over $2200. within about $100 of what I had in it. took a few weeks but Im very pleased.

the insurance company did not tell me if they would be picking up all the damaged items. guess its up to me to get it to the scrap heap

lckstckn2smknbrls · Post by **lckstckn2smknbrls** » 18 May 2011, 20:07

Part it out.

lovedr79 · Post by **lovedr79** » 18 May 2011, 21:11

on my insurance anything being towed is covered. i would talk to his insurance and see what they say, could turn into yours and your company will chase his down and get you a boat back

J.P. · Post by **J.P.** » 18 May 2011, 21:48

back4more,
so happy to hear the good news.
hmm... you got a big problem... what to do with broken boat stuff.....

bgeddes · Post by **bgeddes** » 19 May 2011, 03:40

hmm... you got a big problem... what to do with broken boat stuff.....

I think the trailer could be repaired or rebuilt (new tongue or use axles and such for a new one). Much of it remains sound. The motor? Looks bad, but I'd give it a GOOOD once over before trashing it. Someone might be happy to pay for a few parts. The boat? Hard to trust something that took a beating like that. You can probably get the $100 loss by scrapping the boat.

Of course it still stinks that you're off the water, and need to build the newer, better, fancier replacement before you can go out again....

Post by **fender66** » 19 May 2011, 09:23

I do carry insurance on my boat AND contents. Too much invested...even if it's just love...to have anything happen to it and me pay out of pocket. Cost me less than $100 a year. Fortunately, I haven't had to use it.

Glad you weren't hurt.

cavman138 · Post by **cavman138** » 21 May 2011, 18:33

Glad to hear it worked out for you.

I carry a large amount of insurance on my boat and it is combined with my homeowners ins for about $100 a year. I figured for the amount of time and effort that went into the build that I should insure it heavily and with full coverage.